High Net Worth Mortgages

Bespoke, expert and unbiased advice.
Based in Norwich covering the whole of the UK

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How High Net Worth Mortgages
differ from other mortgages


They are bespoke lending solutions for those with substantial wealth or complex income circumstances that don’t meet the criteria of traditional lenders. They’re typically offered by specialist lenders who can apply more personalised underwriting.


If you’re looking to buy or refinance a high value property and require a mortgage over a million pounds, you’re likely to be considered a High Net Worth customer.


Every Hight Net Worth (HNW) mortgage is tailored to reflect your unique financial position and long-term wealth management objectives. Lenders take a holistic approach when assessing affordability, often considering total assets rather than just income. You may be able to secure the financing you require with asset-backed lending, for example. This may allow you to secure a mortgage without having to sell off assets, or causing disruption to investment strategies.

High net worth mortgages

There’s also greater flexibility in repayment structures. They can be aligned with varying income sources and cash flow patterns.

The application process can be more intricate and detailed documentation is often required to verify wealth and income. Our relationships with specialist lenders, many of whom work exclusively through trusted brokers, give our clients privileged access. 

Our experienced advisors present complex financial situations clearly and effectively to underwriters. They will negotiate bespoke terms suited to your specific needs and oversee the entire process from start to finish, saving you valuable time and effort.

Call today 01508 50 55 55